Your interest rate is personal to you and will be detailed in checkout. This calculation factors in the planned payments that are requested during the repayment period. Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).Ī delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.Ī delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more. Your minimum payment as shown on your statement.īuy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. Buy Now Pay Later availability is subject to your credit and account status.ĭo I still have to pay my minimum payment? The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy
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If you have paid the cash price in full before the end of the delayed payment period, you will not pay any The repaymentĪmount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than
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Period, the outstanding balance plus a reduced lump sum of compound interest will become payable. If you have made partial payments, but not cleared the full cash price before the end of the delayed payment This will now be included in your account If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum ofĬompound interest will be payable across your chosen repayment period. What happens after the delayed payment period? Later" and allocate your payment to the specific item(s) you wish to pay off. To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay How do I make a Buy Now Pay Later payment? Outstanding balance plus the lump sum of compound interest applied at the date of order will become
Remember if you choose not to pay the full cash price before the end of the delayed payment period any
Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end This can be done in one full payment or multiple partial payments. You can avoid paying all interest for both periods by paying the cash price before the end of the delayed Your interest rate is personal to you and The planned payments that are requested during the repayment period. Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment periodĪnd repayment period and is charged to your account at date of order as a lump sum. Interest will be charged for the delayed payment period and the chosen repayment period. The delayed payment period starts from the date of order (including pre-ordered items and those notĪ delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 orĪ delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12
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